Otherwise known as easy money saving tips. It makes me so happy to see my savings increase but it can be really hard when I am making enough to pay bills and not much more. Lately I have been thinking about this and really want to try and build my savings up again. I have three small things that I do that really seem to help me. They may not add up to much at once but over time it is fun to see how much I can save by making these small changes.
1. Don't spend your cash. This can mean something different for everyone. If you are just starting out and aren't quite used to saving it is easiest to start with just saving your change and maybe one and five dollar bills. But if you are looking for bigger savings then go all out and cease your cash spending. I know some people only like to spend cash versus using their card but for me it's easiest to use my card and keep track while saving all of my cash.
2. Post-it note your credit cards. I like to put post-it notes on my credit cards with a short list of things I am saving up for, this helps for when I am out at the store and see something that I don't really need. The minute I pull out my card to pay I look at my list of bigger financial goals and it makes me think twice about that little unnecessary purchase. There have been plenty of times where I will decide that I don't need that item anymore once I give it some more thought after seeing my little post-it note.
3. Delete emails from retailers before opening. Better yet, take yourself off the list completely. Not looking at the emails with each and every sale going on can help you avoid the temptation of spending your money on things that you don't need. Bonus: I am a great online window shopper, I fill up my cart with all the pretty things and then I have to just quick exit out and pretend it never happened. It's like shopping without spending the money...or coming home with the stuff but that's besides the point ;)
So what do you think? Do you use any of these tips? Do you have some other great tips? Share!